Frequently Asked Questions

Please click the topic links below to see the answer of your questions:

How much will this cost me?
Affordable Monthly Rates:  
Full Benefits:
 
Entire Family:
  $17.95 per month
For plan details navigate to our Plans Page by clicking here.


Everyone Qualifies; how?
This program is designed as a health care discount program which is different from health insurance.  Payment is made by you to the medical care provider at the time of service.  You immediately receive a discount from the provider.  There are no age limitations and there are no health restrictions. 


I have pre-existing medical conditions; can I still be covered?
Absolutely!  This is not insurance.  It is a discount program offering you immediate savings at the time of service at your provider’s office.


How does this program work?
MedChoice-Plus is a health care discount program including physicians, hospitals, prescription drugs, dental, vision, hearing and more.  Please see our "How It Works" page for more details.


How do I receive discounts?
After locating a participating provider in our Nationwide Network, set a convenient appointment and present your MedChoice-Plus card when you arrive.  You will be charged the discounted amount when you pay at the time of service.  Please see our "Savings" page for more details on how much money you can save.


Are there any age limitations for this program?
No.  No matter what your age you can use your MedChoice-Plus card to receive discounts on health care. 


Do I have to pay a deductible?
No.  This is not insurance.  There are no deductibles on this program.  You only pay the discounted amount to your provider at the time of service.


Will I receive an actual card?
Yes.  Once you have registered in the MedChoice-Plus program you will receive a New Member Kit in the mail with your actual card and complete instructions about how to use it.


How does the doctor know to give me a discount?
Once you have chosen a participating provider from our National Network, make an appointment with the provider and inform them that you are a member of the Galaxy Health Network (or the network name of the benefit being used).  Each participating provider from our National Network has agreed to accept the MedChoice-Plus card and to extend discounts to each member who pays for services when rendered.


How can I use the MedChoice-Plus card with my current insurance?
Every insurance plan is different so you should always check with your carrier first.  Because the MedChoice-Plus card is a discount program and not insurance, the MedChoice-Plus card can be used in conjunction with your current insurance.  For instance, you can use the MedChoice-Plus card for services not included by your insurance.  In some areas of health care, using the MedChoice-Plus card can actually save you more than using your insurance plan.


Can I get more than 1 card for other family members?
Yes.  MedChoice-Plus includes two cards.  If you need more cards, contact Member Services to order additional cards for a nominal fee.


How do I find a doctor that accepts the MedChoice-Plus card?
The fastest and easiest way to find a provider is to call the Member Services number on your card.  If you prefer, you can locate a provider by using our convenient web-based Provider Locator.


Is there a limitation as to how many times I can use the MedChoice-Plus card?
No.  You can use the MedChoice-Plus card as many times as you want.  There are no usage limitations of any kind.


How do I use the MedChoice-Plus card if I'm out-of-town and have to go to the doctor or hospital?
It's easy.  Call the Member Services number on your card.  Or, if you prefer, you can locate a provider by using our convenient web-based Provider Locator.


When can I start using my MedChoice-Plus card?
You can start taking advantage of the discounts offered by this program upon receipt of your New Member Kit which will arrive within 1 to 2 weeks from the day you sign-up.  The New Member Kit includes two sets of MedChoice-Plus cards that include your Member ID.  Your Member ID is your "passport" to all the savings included in your selected plan.


How much can I expect to save?
Please see our "Savings" page for more details on how much money you can save.

 

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New Low Price!

Plans are available for as low as $17.95 per month for the entire family.



Becoming a MedChoice-Plus member is fast and easy.  Simply click the link below to select your plan.  Then follow the instructions on our Registration page.  You'll receive your new member kit in the mail within days.

This is not insurance nor is it intended to replace insurance.
This discount card program contains a 30 day cancellation period. For a full list of disclosures please Click Here.